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How can I get a credit report, the kind that jobs use to find out if you are cash register” honest?”
How can I get a credit report, the kind that jobs use to find out if you are cash register" honest?"
I have gotten turned downed for some jobs, I think because of my credit report. Some time ago my i.d was stolen then used to write bad checks. When the guy got caught it was discovered that his i.d was fraudulent, MINE. Any way this incident was flagged when I tried to renew my driver’s lic. but I have not had any problems until recently while looking for work. In most cases jobs will tell you if another candidate has been chosen. Lately, I have not gotten returned calls or even a response when I have contacted employers whom I have interviewed with. I mean really, The Cold Shoulder". Could they think I am a thief based on some error in my "credit report"/ background check? How can I find out what they find out? How can I get it straightened out?"
ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2travalexlarli
RELATED FAQS:
Confused on how my auto loan apr is calculated?
sorry Kimberly I forgot to mention the loan is for 5 years
Can I get a car loan with a credit score of 590 and no down payment?
I really need a vehicle Ive had a credit issues in the past but i am trying to resolve them I have been late on a few of bills but have since made good on all of them I am looking to finance a Pontiac vibe used. Ive tried all the usual outlets wachovia,wells Fargo,carloan.com but I still cant get financed. Help I really need a vehicle. I am a single mother with two young kids and winter is fast approaching can someone give me a legitimate answer?"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
What can I expect while I file for bankruptcy?
We have an appointment with a lawyer and I was wondering what kinds of things he will expect from us and what are the steps?
"Is my Salary – good & competitive? Cost of Living (RoomRent+Food+Transport+Other… in Riyadh, Saudi Arabia ?"
I am an Indian IT professional currently working at UK.(Current package – 4000 USD PM). I am a Bachelor. I have received an offer to work in Riyadh, KSA . Package is around ~6000 USD / per month. Medical inclusive. NO ACCOMODATION. Have to look on my own. Can somebody throw some details like – Is my salary in par with riyadh/KSA salary standards Is 6000 USD per month enough to leed a Good & Comfortable life Will i be able to save money (What would be the weighted Saving potential? – Currently i am saving ~ 50%) What is the Cost of living(Like Room Rent, Food, Transport, Others) in Riyadh ? I dont know driving – I would prefer to stay closer to work place which is in city center – So what would be annual rental costs inclusive of maintenance. (Does home come with furnished ?) Job is contractual for two years – is it wise ? Please send in answers as it would help me in taking a life time decision, Thanks 2 All in advance, Cheers – ganesh2k04@yahoo.co.in"
"If you had to pay for your credit profile, which of the 3 major reporting agencies would you use?"
Oh, that’s a good idea! I got mine all at once last year, though, so I’m trying to decide which one to purchase a copy from now."
"Where can I get a credit check/score online free, without giving bank details?"
david r- wow, great answer. How do you know so much about this? Thanks."
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Is there any help for someone who is bipolar and cannot afford treatment because of having insurance?
I was diagnosed as being bipolar and cannot find any help. I have recently had to change jobs because of a bit of a mental breakdown. It has taken me eight months to even find another job I am sometimes barely hanging on and feel very hopeless. I am taking medication which my doctor prescribed for me and they at least keep me functioning just not so well sometimes. I can see my medical doctor for meds but I cannot see a Psychiatrist or Psychologists without first meeting deductible which is 1000.00 dollars. I was trying different meds before with my doc. and seeing a therapist but things only seemed to get worse and eventually I lost my job anyway. I also lost my unemployment claim because I quit the next job I had after only one week. I am trying to hang on to this one but I feel very shaky sometimes. I recently filed bankruptcy and my husband and I are still trying to recover financially but do not think we ever will. I have already applied for food stamps but was told we make to much money and I also have tried various charitable organizations for help with some kind of therapy for myself so that I do not slip to far back into my disease and do something stupid like quite another job. It seems there is no help for me . The doctors ask if I feel I am a danger to myself or anyone else and I think they’re just interested in protecting themselves in case I hurt someone which by the way I never have and would not even consider. My biggest errors in control usually cause me a great deal of financial strain and sometimes the anxiety from making a bad mistake causes me so much emotional pain I cannot bear it.I do not know what to do anymore ! I pray about the situation all the time so while yes I do believe in God I’m not sure he can help on this one.
Is there a web site that we can get a free copy of our credit report?
I thought we where able to get one free copy, of our credit report & score once a year.Can anyone help?"
How can I make my credit score jump 40 points quickly (and how quickly can this happen)?
I made the credit mistakes when I was fresh out of school. I have paid everything below 30%, and do not use credit too frequently. I do have a car loan out but owe less than $5000. I could still get a loan if I have a higher down payment, but would rather not take that step. I hope to get the house so I can provide my kids a safe and clean home with good schools while paying LESS than I would be for rent."
Is there any real sites where i can check my credit report for free?
I mean free free not no trial period BS
5 months behind on my mortgage. Need suggestion on what to do?
I am currently 5 months behind on my mortgage. Last June I have called bank of america regarding my situation. Telling them I am having trouble keeping up with my payments. They said they can’t help my at that time coz I am current with all my payments. Last September I started to miss my payments. They have told me to fax my pay stubs and hardship letter and they also interview me regarding about my finances so they can try to do a loan modification. Since September I had been bugging them of my loan modification status. Just yesterday I recieve a letter from bank of america stating that I am not qualified and they can’t help me with my mortgage problems. I called them and ask for the reason and demanded to talk to a supervisor. I told the supervisor why I had been denied for the loan modification and basically told them I need my mortgage payment lowered. The supervisor stated that since my loan is under the VA Loan guaranteed I am not qualified for the loan modification under the HOPE program. Is there anybody out there that have some ideas on what I have to do? Should I get an attorney? What is the best thing to do?
"My credit Score is 754 and it shows me my Grade as C"""""
Im Wondering whether 754 is a good Credit score or not, if yes, why it is showing my Grade as C i checked in Transunion credit burea what is the difference between Score and Grades? Is my score a really good one? Can anyone Let me know. thanks"
Looking for a payday loan that doesn’t lie about guaranteed approvals?
Looking for a payday loan that doesn’t lie about guaranteed approvals?
How to become a police officer with bad credit among other things?
Ok I am getting ready to sign for loans to pay for a 3 year criminal justice degree in hopes of becoming a police officer or even a sheriff, but I want to find out if it well be pointless or Completely beneficial. I am 21 and was discharged from the Army for misconduct, and received a general under honorable conditions discharge RE-3, I also have very bad credit due to not being able to pay my bills once I was discharged, So I want to complete this school and fix my credit very little if at all since I have a newborn on the way and have very little money. Please someone point me in the right direction, I’m finally ready to be mature and do things right so I can provide a nice and safe home for my family, I’m in excellent physical condition and a truly disciplined, thanks for any help"
What’s the fastest way to get out of an auto loan?
i just brought a new 35k car and I’m in school full time, struggling to make the payments. the payments is nearly $700.00 bucks monthly. how can I afford that payment and i’m in school 10-12 hours daily? i want to get out of this contract, without getting a reposession or claiming bankruptcy. i thought about Insurance fraud, having my car stolen, having my insurance company payoff the car, once it’s not recieved. but that’s Illegal. can some one give me some advice, because i don’t want to quit school over a car payment."
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Bad credit auto loan?
my wife credit score around 542, and doesnt work. can she get approve for auto loan around $29000 with her credit and using my income around 75000 anually?"
"A used car is priced at 2,695 if you borrow the money for the car your payment will be 122 a month for 30?
months how much will you save by paying cash
How could I get out of my auto loan in the near future?
I’m currently financing a vehicle and I have a long road a head of me until it’s completely paid off. The payments are fine, and I’m making them on time. I’m just curious as to what I could do if I ever wanted to get out of it early and get in to a different car one day. I have six years total until the car is completely paid. I was wondering if around the three year mark anything could be done to get me in to something else. Thanks in advance!"
How do I get my Best Buy credit card number?
I just applied for a Best Buy credit card online and got approved. It says I’m going to get the card in about 7-14 days. I’m trying to set up the online managing tool but it won’t allow me. I’m thinking I entered the account number wrong, but I copied it down twice and it doesn’t seem to be accepting it. Is there a way to retrieve it?"
Consider a standard mortgage (360 months) with monthly payments and a nominal rate (monthly compounding) of 6.?
Consider a standard mortgage (360 months) with monthly payments and a nominal rate (monthly compounding) of 6.20%. What portion of the payments during the first 34 months goes toward interest?
Where can I cash a personal check on a Sunday?
I babysat a friend of my family’s kid and I asked if I could be paid in cash, since she would be paying me today, and I want to be able to go christmas shopping tomorrow. She wrote me a check anyway – but said Kroger would cash it. If Kroger wont, is there anywhere else I can go to cash a personal check on a Sunday?"
How can I get a credit report, the kind that jobs use to find out if you are cash register" honest?"
I have gotten turned downed for some jobs, I think because of my credit report. Some time ago my i.d was stolen then used to write bad checks. When the guy got caught it was discovered that his i.d was fraudulent, MINE. Any way this incident was flagged when I tried to renew my driver’s lic. but I have not had any problems until recently while looking for work. In most cases jobs will tell you if another candidate has been chosen. Lately, I have not gotten returned calls or even a response when I have contacted employers whom I have interviewed with. I mean really, The Cold Shoulder". Could they think I am a thief based on some error in my "credit report"/ background check? How can I find out what they find out? How can I get it straightened out?"
ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2travalexlarli
How does an owner carrying a loan work?
I have terrible credit, and no down payment money. But, my husband and I have good income, and our terrible credit stems from hospital bills, not being a bad renter or having a car repossessed or anything like that. Do I still have a chance of buying a house if I scope out the ones the owners will carry? How does that work? Thanks."
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Accounting question please help! 10 pts!!?
For the following situations, select whether each involves a deferred expense (DE), a deferred revenue (DR), an accrued liability (AL), or an accrued asset (AA). Situation Type Example: Office supplies purchased in advance of their use DE 1. Wages earned by employees but not yet paid 2. Cash collected from subscriptions in advance of publishing a magazine 3. Interest earned on a customer loan for which principle and interest have not yet been collected 4. One year’s premium on life insurance policy paid in advance 5. Office building purchased for cash 6. Rent collected in advance from the tenant 7. State income taxes owed at the end of the year 8. Rent owed by a tenant but not yet collected"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
"Need help with auto loan ADVICE! Please! Torrance, CA?"
I currently have a 2012 g37s fully loaded im trying to get out of, i owe about 44k on it, ive had it for about 8 months, ive been appraised at 32k-36k and i am currently 19 years old made the mistake of getting into an expensive car cause now recently i pay all my moms bills and got her into a 2012 infiniti g25 as a thank you gift for all the years she took care of me so now i wanna sacrifice my car and get into a car that i like but much cheaper as in a 2003-2006 lancer evolution, im a independent musician currently and make quiet enough. i can put about 4000-5000 down to cover some of the negative equity. just need help on what would be the best way to get out of this! much appreciated! my credits about 480 currently because its pretty fresh! and my moms credit is about 520. not sure if i can get some help with the bank or if anyone knows any dealers or anyone that can help me out maybe with a loan or a IN HOUSE FINANCE or anything! willing to pay someone back extra on top or anything! If anyone has any tips of some help please feel free to tell me……im LOCATED in Torrance, CA"
What is the largest site for published mortgage rates?
Is there an independent site (besides bankrate.com) that publishes daily mortgage rates? Ideally, I am looking for a datafeed I can integrated into a project."
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
"Chapter 13 bankruptcy, 1st and 2nd not included!?"
This year we went under on our home based business! We filed chapter 13 on September 15 2010! We filed on our credit cards and other non secured debt, but left our 1st and 2nd mortgages off! What I mean by off is that we would be paying directly to the lender and not through the trustee off the court! I thought that we were current with our first mortgage; I knew that we had gotten behind on the 2nd but caught up before filing chapter 13! To make a long story short I didnt find out until I went online and checked our past bank statements that we were behind on the first mortgage! We are still current on the 2nd but the first is looking at foreclosure! We did receive mortgage modification forms sent to us by the mortgage company the other day! We didnt ask for them they just them to us! My question is if the mortgage company decides to foreclose will this be grounds to have our chapter 13 dismissed?"
I need a loan for 3000 and I can’t get one my crdit is sooooo bad any suggestions?
I need a loan for 3000 and I can’t get one my crdit is sooooo bad any suggestions?
"I have no credit, and just got my first credit card with a $600 limit, what’s the best way to build credit?"
So I’ve never had a credit card before and I think either I have no credit or bad credit due to missing utilities bills a couple years ago, but I wanted to get one to build my credit. I got approved today, and it has a $600 limit. What’s the best way to build credit? Would it be like: 1) spend a lot (like $400 or $500) and then pay it back slowly, so I’m doing monthly payments, or 2) spend a lot and pay it back really quickly, like in a month or two, or 3) spend a little bit like $100 or $200 and pay it black slowly, or 4) spend a little bit and pay it all back immediately? …or any variations of the above, because I have no idea. My friend said it doesn’t matter how much you spend, as long as you’re paying it back monthly- whether you’re working on paying back $1000 or $100 doesn’t matter, and he also said that it’s better to pay it back slowly over a long time period, that’s better to build credit. I just want a second opinion. Thank so much for your help!"
How can one get cash off a credit card that doesn’t allow cash withdrawals?
For example, wire money to oneself? Buy a money order and then cash it?"
Are there any LEGIT online payday loans?
Are there any LEGIT online payday loans?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
What’s a Payday Loan/Cash advance website that will give me a loan?
I’ve tried so many sites, everyone won’t give me a loan. Thanks"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Need to find out whats on my credit.?
Any1 know of a free website that can help me find out whats on my credit
"Bankruptcy, an Ex, and a mortgage?"
I divorced my husband 4 yrs ago and for joint reasons he is still listed on mortgage but pays nothing. I am going bankrupt, but I am still able to keep my house. Will my bankruptcy affect his credit at all if I continue to pay on time? I am thinking no…but I want to be sure."
Finding APR for Financial Management class?
Bob will loan you money on a four-to-five arrangement, i.e. for every $4 he gives you today, you give him $5 one week from now. What is the APR for this loan? I can’t even begin to figure out how to get this answer. I thought you need to know the length of the loan first? My teacher seems to believe this is enough information though, so there must be a way. Help please! I am trying to review for my final, so I really need to know how to do this."
Does bank of america provide your credit score and report?
I was wondering if anybody knows if bank of america can provide credit score and report
Does debt consolidation real? are those programs really helpful?
Does debt consolidation real? are those programs really helpful?
Dealership contract mistake?
I recently purchased a 2007 vehicle from a dealership through financing. Both dealership person and I signed the bill of sale after I put up a down payment. After 2 days, I went back and signed the papers to finalize the purchase. I also already have the ownership. But yesterday (2 days after the vehicle was delivered), the dealership called to say that they made a mistake and they need to redo the whole contract. They said that when they forwarded the application to the bank, they made a mistake on their date input and had the car as a 2013 and not a 2007, which might have gotten me the lower interest rate. Now they want to redo the whole application, telling me that the amount financed, monthly payment, and interest rate will change for sure. I don’t know if this was just a typo on the bank’s side on their contract, or the dealership really made a mistake which resulted to the bank processing the application based on the error that the vehicle was 2007. What should I do on this case? Should I just go back to the dealership and have the rework my whole contract, and just suck it in if the figures change? Or should i stick to my guns and tell them that they made a mistake, they should pay for it. Literally. I already have the ownership that has the correct year make and model of the car."
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?
I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!"
"What exactly is a Shylock""?"""
I read about Shylock in the Merchant of Venice. Exactly what is a shylock though, and is it a politically correct term?"
"Does shopping"" for the best interest rate on a refinace home loan damage my credit score?"""
Does shopping"" for the best interest rate on a refinace home loan damage my credit score?"""
How can I get a credit report, the kind that jobs use to find out if you are cash register" honest?"
I have gotten turned downed for some jobs, I think because of my credit report. Some time ago my i.d was stolen then used to write bad checks. When the guy got caught it was discovered that his i.d was fraudulent, MINE. Any way this incident was flagged when I tried to renew my driver’s lic. but I have not had any problems until recently while looking for work. In most cases jobs will tell you if another candidate has been chosen. Lately, I have not gotten returned calls or even a response when I have contacted employers whom I have interviewed with. I mean really, The Cold Shoulder". Could they think I am a thief based on some error in my "credit report"/ background check? How can I find out what they find out? How can I get it straightened out?"
ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2travalexlarli
Is there another way to find the money I owe besides a free credit report?
Is there another way to find the money I owe besides a free credit report?
Please someone help me.
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2travalexlarli
RELATED FAQS:
How do you know which personal loans are risky?
I wanted to apply for a personal loan from a company I’ve never heard of but their offering me a personal loan guaranteed. What are some things I should look out for when dealing with these type of companies so I don’t get taken for a ride?
How do i get my 401K?
I work at Walmart, and have a 401k through Merrill lynch. it is worth $5000 . I’ve tried to get the money with my husband being out of work, and cars broken, behind on all the bills with a lien threatening, due to late assoc. fee payments, no food in the cupboards. I just don’t make enough to meet ends. …….They said I can’t obtain it unless I quit my job, which seems counter productive. How do I get my 401K in a crisis financial situation such as ours?"
Anyone know any good debt consolidation people?
thank you to everyone who has answered,i appreciate it!"
My friend has a CPI charge on internet auto loan statement what is this?
My buddy was checking his banking account details today and noticed that he has a 2400 dollar charge added to his auto loan which was originally 20,000. He has made minimum payments on it of 366 a month and hasnt missed any. It posted on 29 December. Any idea what this might be? We are currently deployed an hes not able to get ahold of the bank this early in the morning"
"HELP WITH LES DEBT"" DEDUCTION?"""
SO MY HUSBAND IS DEPLOYED AND HIS PAY FOR SEPT. HAS THIS DEBT"" IN THE DEDUCTIONS SECTION. AND WHEN I LOOK AT THE BOTTOM IT HAS NO DETAILED DESCRIPTION"
Why was our one day tax return declined???
My husband and I filed our taxes yesterday so we could get our refund asap. We decided to get it in one day and the bank declined and said it would be ready in two weeks. Was it declined because of bad credit? I asked the accountant and she didn’t know why it was declined only that it was.
Are there Joint Secured Credit Cards?
My husband and I are trying to build both of our credit scores over the next 12-18 months so that we can qualify for a decent interest rate when we purchase a home. We are looking to put about $1400 (possibly more) on a couple secured credit cards. I’ve heard that the quickest way to build your score is by having a variety of good accounts. He has a car payment on his score as well as a furniture payment. I have a school loan payment. We were thinking of getting 3 cards each with two having $200 on them and the 3rd having $300 and then only spending 10% on each a month and paying them on time.. possibly even adding to the limit now and then (basically a form of savings that looks good on our credit. However, I am wondering if we even need to have 6 cards between us.. Or could we just have 3 Joint cards? 2 having $400 each and the 3rd having $600? If you have a suggestion for a secured card to go with that reports to all 3 credit agencies please send me in the right direction. It would be great if they offered joint cards as well. Right now we are looking at a CitiBank, a Wellsfargo and an Orchard Bank Card (HSBC -which is who our car payment is through) Any advice would be great. Right now our credit scores are hovering right around 570 and I’ve been paying off old debt and charge offs and such for just over a year and my husband’s score went up for a while and then surprisingly went down.. mine is slightly hire than his and I have less accounts in good standing. I sort of feel like we’re stuck in a rut. Aside from the $13K we still owe on our car we have no debt left to repair so our only option seams to be getting a couple Secured Credit Cards and building credit that way. Advice is appreciated!"
I am now discharged from my second bankruptcy can i start fresh with a new name by deedpol i need a new life?
ive had a gutful of low lifes like ge stuffing up my credit history. i have genuine reasons for bankruptsy. i was discharged 3 months ago and no luck at all in getting a car loan. i want to change my name can anyone help me
Do the major 3 credit reporting agencies have?
the same info, what is the difference if any, and is there a legit place to get your own info from all 3 at the same time. I am stressing legit."
What will be my interest rate on a credit score of 715?
Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!"
"If you don’t pay back your car title loan and they take the car, will it go on your credit?"
My husband got a title loan for this clunker he used for work. He sold"" it to a friend who has yet to pay the full balance. Anyway"
If I borrow $1000.00 from a payday loan place and I have 45 days to repay at 365.00% annual % rate?
If I borrow $1000.00 from a payday loan place and I have 45 days to repay at 365.00% annual % rate?
How can i get a consolidation loan to pay off all debts when i have bad credit rating?
I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I DO HAVE BAD CREDIT RATING!"
Can you pay a Bank of America credit card bill online with a Chase checking account?
What would I need to do to pay my Bank of America credit card with my Chase checking account?
What should i do about auto loan?
i applied for auto loan with beneficial and capital one. both denied. I was approve through roadloans up to $25000 @13.34% no down payment. My scores are between 630-640. Every car I’m interested in is around 18000-23000. should i try some where else? I’ve banked with BofA for 4 yrs..should i try them? Recently joined a credit union just have a secured card with them..should i try them?
"When buying a car and needing a cosigner, does the cosigner have to be a relative?
My mom cannot cosign because she has bad credit (she says).
Where can i bid without using any CREDIT CARD?
Actually i dont have a credit card and my dad doesnt wanna lend his card, so i thought that if there was any other bidding auction site where i can bid without the credit card. THANKS."
What would be the best mortgage for me?
There’s a fixer-upper that I would like to buy in my neighborhood. I can get it for $17,000. This is what I’m looking for in a mortgage (I understand all might not be possible): -> Ability to add some extra money into the mortgage (I under some companies allow you to add up to 125%) to cover some of the initial repair costs -> Ability to pay off this loan early without any penalty or having to pay the extra interest -> Ability to have my parents cosign the loan (I have little to no credit, they have great credit) -> As little upfront costs as possible Do you have any recommendations? Thanks in advance."
"Can anyone recommend a reputable, legit PayDay Loan site?"
I know PayDay loans are bad, they have high loan fees etc, but thing is we have no where else to turn right now because my husband lost his job over a month ago and hasn’t been able to find a new one and I just got hired a week ago. I have a guaranteed paycheck coming in on the 16th, thing is we have many bills due before then and some can’t wait. We already asked family for loan last month, when hubby first got fired so we can’t ask them for more. They payday loan would help so that services don’t get turned off for not paying on time which would help us avoid the huge reconnection fees. Please, anyone who’s had good experience with a PayDay loan company, please let me know. Also, we live in a small town, so no PayDay loan companies around here. Nearest one is a little over an hour away which is why I’d like to try an online one. Thanks in advance."
How to get out of payday loans?
After some internet research it seems I’m not alone in this problem. The worst thing is that now that I know how evil these places are, I am still in the cycle of re-loaning! I have pared down my living expenses as much as possible, and I am trying to track my spending so I don’t go overboard and keep my bank account in good condition. Does anyone have experience or advice on getting out of this mess?"
"I need a bad credit loan for at least $4,000 where can I apply?
I have applied at american general finance and prosper and have been denied. I really don’t know what to do. I need money to put down for a security deposit and to pay off bills to better my credit. Will not take a loan from another country. Too many scammers. If you are not a legitimate business please do not solicit. I really need help and do not want a payday loan. Let me know if you have any suggestions. Thank you for taking your time to read my post. – Karen
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
How can I get my free credit score without using a credit card?
How can I get my free credit score without using a credit card?
Witch Credit Card Is Better To Start Your Credit?
I am a collage student and every time i try to get a credit card from a store like best buy or Lowe’s i always get rejected and all they say to start my credit with a credit card. So my question is which credit card is best for a collage student with the lowest interest rates and low monthly payment any help will be very much appreciated……
Filing for bankruptcy with a lawsuit pending?
A man who had a class action lawsuit filed against him just filed for chapter 7 bankruptcy. The funny thing is that he owns muliple venues and is even on a couple of shows on TV. What does this mean for the lawsuit? Does it just get put on hold or something?
Is there another way to find the money I owe besides a free credit report?
Please someone help me.
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2travalexlarli
Will a bank buy my Student Loans?
I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!"
How do i get a free credit report?
how do i get a free credit report
WAL-MART CREDIT CARD?
Is this the card where you pay $3 to activate? I can’t tell the difference from the Wal-mart Money Card. I have atleast $85 and I want to order some clothes off the internet for school. I just need the datails about the Wal-mart credit card, i guess."
How do you calculate what your monthly car payment will be and what the total interest paid is?
…simple formula’s will do.
"My daughter boyfriend is filing bankruptcy his bill is 650,000 dollars and the life together.?
they live together in my house. Why are the lawyers asking for her financial info.Is this botfriend scking her into what may be owed in the end? Please answer if you can. I am very worried as a mom
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Is bankruptcy the best option?
I have several (like, 12) credit cards that have all defaulted because I have been out of work and in school so they’ve gone unpaid for over a year (I know, I know). I receive collection calls and letters, but I have no way to pay on these debts right now. I’m afraid of lawsuits and my credit’s about as wrecked as it can get. Should I file for bankruptcy? I don’t own a house or car or anything really of value. I don’t work (my husband does) and we have too small children. I am taking student loans to finish school, with the intention of paying them off once I finish school and get a job. I guess my question is which is worse on your credit report, for any future purchases (like a home or car, for example): filing bankruptcy or having all the defaulted credit lines on your report? Do both stay on your report (the defaults and the bankruptcy)? How much does it typically cost to file? Am I even at risk of lawsuits? The twelve cards’ debt amounts to about 12000 dollars, the highest is 6000 and the rest are all under 1000 a piece."
If your credit score is about or around 523 can you still buy a home?
If your credit score is about or around 523 can you still buy a home?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
What type of degree is best for editing and publishing?
In my college, there is regular English, English literature, English creative writing, journalism, and communications. Which of these is best to be a publisher or editor?"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Does any one know or know of if there is a company that can help you bring a mortgage to current?
have to go into bankruptcy to keep home out of forclosure,need help trying to get mortage to current stausus,have a better job ,and need help"
20% Interest Rate On A Used Car?
okay this is where i am now. i did sign a contract, however the dealer has a three day return policy and i have yet to speak with a bank!!! when i stopped back by today, he said that they were still working to see which bank will pick my loan up. the contract is not active until u speak with the bank. i simply want to have something in my name to build my credit. i plan to return the car tomorrow, i wanted to see what others thought first!! car note is $340"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Having trouble with this question for class. Not asking for answer just tell me how to solve it?
.Imagine that you have a fixed 30-year interest rate for your mortgage, and the economy has experienced unanticipated inflation. Examine who the winner and loser would be. Is it the borrower or the lender in the given scenario? Provide support for your response"
When filing for bankruptcy…?
What does a lawyer want to look at? Do you have to bring in statements from your credit card bills and how much does it cost?
Business Bankruptcy affecting navy enlistment?
I have not really got a clear answer to this question. I am 23 and wanting to join the navy. My wife and I had a business for 5 years that filled bankruptcy in the economic crunch. I know that bankruptcy affects joining, but i have been told that because its a business that went under and not a personal problem that it would not affect me as much. Is the true, and will it affect any certain jobs that I may want to go for? Thanks"
How can I get a car with poor credit?
I have a poor credit history, but have paid things up over the past few years and recently been accepted for a couple of high interest credit cards to help repair history. I have a well paid job and want a good car. I can afford the monthly repayments easily, but don’t think I would be accepted for credit through my bank or through a dealership. Are there any other options? Thanks in advance."
Any free movies sites that don’t require credit cars or accounts?
I’ve been using 2 free movies sites that don’t require any sort of sign in and credit card. Both recently have been taken down from the internet. Do any of you have any FREE movies sites that DON’T require a sign in and that DOESN’T require a credit card. Also I use my Apple iPhone. Don’t say putlocker because that always has annoying pop ups. Thanks
"How do I get a mortgage with an open bankruptcy? Renting is not an option, I need help!?"
I just relocated (for work) to an area that is having an incredible housing boom, there are more people than houses available. As soon as something within my price range goes on the market it is sold…for the asking price and sometimes more! My biggest problem at this point is my bankruptcy isnt finalized yet, and no one will give me a mortgage, it will be finalized as of July 15th, I need to move into a house by July 1st…hence my dilemma. I appreciate any and all feedback on this issue…Thank you!"
"What happens if the attorneys forget to put a charge account on the list for a bankruptcy, it is 4 years later?"
I reviewed my papers and this account was not listed, do I owe them or is it included anyway."
Used auto loan- difference between bank and credit union?
Are there any big differences between the two?
Can’t acess free credit report?
When you go on line for a free credit report it won’t let me acess it without a credit card. What if you don’t have a credit card?
Where to find a bankruptcy lawyer?
In New Hampshire?
Is there another way to find the money I owe besides a free credit report?
Please someone help me.
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2travalexlarli
CreditReport.com charges for FREE credit report?
CreditReport.com charges for FREE credit report?
Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?
ANSWER: For Finance and credit solutions I recommend this website where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2travalexlarli
RELATED FAQS:
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Would you help me with personal Finance?
1. Which of the following credit scores will enable you to get the lowest interest rate on a loan? A. 750 B. 650 C. 550 D. 450 2. Which of the following will most negatively affect your standard of living? A. paying your balances off in full B. making minimum payments on credit cards C. always using your credit card for purchases D. all of the above 3. Match the following words to its correct definition. A. credit report B. credit score C. FICO D. CRA E. Revolving Debt F. APR 4. Who could use your credit score to obtain information about you? A. a credit card company B. a landlord C. a potential employer D. all of the above 5. When telling your parents about credit cards, which of the following is most important? A. paying your balances off in full B. making minimum payments on credit cards C. always using your credit card for purchases D. all of the above 6. Which of the following weakens financial health? A. paying your balances off in full B. making minimum payments on credit cards C. always using your credit card for purchases D. all of the above 7. You purchase new patio furniture at your local warehouse club and decide to pay using your credit card. You plan to pay off this debt within a year. Choose the best credit card choice from the following offers. A. 22% interest B. 29% interest C. 0% interest for 1 year and 12% interest after that D. 6% interest 8. You purchase new furniture and decide to pay using your credit card. Choose the best credit card choice from the following offers. A. 18% interest B. 27% interest C. 0% interest for 1 year and 12% interest after that D. 3% interest 9. Explain a situation in which revolving debt can change from short-term debt to long-term debt. 10. If you want to keep your standard of living as high as possible, which of the following should you do? A. Get a credit card with a high interest rate B. Apply for as many credit cards as possible C. Make credit card purchases that you know you can pay back within a month D. Always use your credit card for purchases"
My credit report i need help with if any one knows it would help me out alot.?
I got my free credit report today and on my credit report it shows that I have marshall fields card that says the date I opened was july 1993 . and it got reported on my credit in 2004 and thier saying that thius account is scheduled to continue on my record until july 2014. I was just wondering i thought after certian years its supposed to fall off. How does it work does any one know. thanks for the help.
Where can I find the site for my free credit report without a sponser?
I tried myannualfreecredit report but there were sites that required payment or membership. I just want the gov issued credit report with scores.
Does anyone know what the max amount single person with no dependents can make in order to file bankruptcy?
Does anyone know what the max amount single person with no dependents can make in order to file bankruptcy?
I have $4000 in Savings at 4% APR and owe $1900 on car at 5% APR. Pay car off or keep in savings?
Min payment is 160/month so at min payment I have 12 months left. I have made larger payments and I am 34 months into the 60 months loan.
Will filing for bankruptcy screw up my life?
will i still be able to find good paying jobs with a college degree? how bad is it?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
How long after a foreclosure Nov 07′ and Bankruptcy Sept 08′ can I obtain a new mortgage?
I made some mistakes but have worked hard to rebuild my credit and have saved money for a down payment. I know it will still be a while before I can purchase again. But does any one know the qualifications to obtain a mortgage? I have learned my lesson so please don’t judge! Thanks
How do i get my free credit report without having to pay anything.?
most of these sites ask for a credit card and i do not have one.
Bankruptcy or make payments which is better?
I rented a car for my father he gave the keys to someone else they wrecked it the total repairs for the enterprise vehicle is 5000 and some dollars which would be better to do declare chapter 7 wipe it to away or pay 25 dollars a week A 100 a month so my credit wont be ruined for the next 5 years what if i want a new car or house what will yall do
Can I get approved for an auto loan?
I want to buy a car that is $26,000 out the door I am hoping to talk them down to 24-25k. I would like to finance it for 72 months and put $8,000 down. I have a low limit credit card that I’ve had for two years and I am only 20. I work full time and my gross monthly income is $3,100. My credit score is 626 but I’ve been turned down on credit cards so would I be able to finance a loan by myself or do I need a co-signer? Also this is my first time buying a car and I do not have any other debt."
Bankruptcy Question about a loan…?
We are filing chapter 7 bankruptcy due to being laid off from work. We owe about 25,000 which is on a car loan and also includes personal loans payday loan checking accounts credit cards and collection bills. My question is, I have a 40,000 dollar loan which i’m a joint applicant, I was placed on the loan to help my credit and the property securing the loan is not mine howeven my truck is listed on this loan (value of 2,000) can I be removed from this loan or do need to file it. I know bankruptcy is a bad option but with a child and one income it’s very tough and we are getting judgments against us. Any experience info would be great."
Cashing out 401k repaying 401k loan?
My husband has been out of work for 9 months, we are cashing out his 401k.. 2 years ago we borrowed 15,000 for our wedding(something I regret now..should have just eloped)… when he called and asked the amount he had in his account they said 29,000..he didn’t ask if that includes loan pay off.. would that be the amount with the loan already taken out or do they take the loan amount out after he cashes out? Thanks!"
Borrowing against a life insurance policy Questions and Student Loans?
I’ve been told by an agent that I can purchase 100,000 worth of life insurance and borrow up to 75% of it after two years. In other words, I can purcahse 100,000 worth of coverage, then loan 75,000 in two years at 7%. I then asked what would happen if I was unable to pay the loan back, and I was told that the agency would write off the loss and that I would have to pay taxes on the 75,000 to the IRS as income. My credit would not be harmed because life insurance policies do not count on your credit report (so I’m told). I think he stated it was a universal life policy. I’ve read other places that you can borrow only on the cash value of the policy. However, I was told specifically that I could borrow on the death benefit, and that if I kept the policy then it would pay out what I had not borrowed ($25,000). Sounds too good to be true, but if it is I could sure use the money to pay off student loans. I have them in forbearance and would like to pay them off in large chunks and planned to use my wife’s (soon to be a teacher in the last year of school) income to pay off both our loans in huge chunks and live off my income and maybe some of hers. I’m a Social Worker and maybe (probably) open to lies about finance, and might seem like a fool to you, but work in child welfare for 10 years and we’ll see if you can spit straight, let along figure out money issues."
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Auto Loans?
I’am 17 Just got done High School Had a Job for about 1 year never thought of saving up for a car and i was stupid with my money now all i have saved up is 600 dollars and the Car Dealer Dosen’t Do Monthly Payments so and the car been their for sometime now and i can’t wait until it’s to late going to turn 18 on July 5
Is getting a cosigner will help me get approve for an auto loan?
Im a recent college grad and looking towards buying a car for the first time. In my first try, I was turned down with banks like USAA and Wells Fargo. My credit report at the dealership was 694. Im in the military but my active duty wont start till march 2012. Now, if I get a cosigner, will it helpsme get approved. Im looking to buying a used ford expedition 2007 and above."
How to get out a Co-signing auto Loan?
I do not have This Car My Family Member Owns Now Do Have it Can Not sell it >
Question about DESERT SCHOOLS FEDERAL CREDIT UNION…?
i just got an accoun there and was told they ran my credit to make sure i am approved to have an account there. i was. so if i was approved for a checking and savings account there… would i be approved for a credit card through them? i got my free credit report online and i says i have no credit… so i was just wondering? thanks
What parts of the Indian subcontinent are best suited for settlement and why?
im pretty sure the answer is the land near the Indus and Ganges rivers, because they make fertile soil, so people can farm. is that right? if so, what is the right answer? PLEASE- no rude comments!"
Can I claim a home equity loan on bankruptcy?
I am going to claim my credit cards, can I claim my home equity line as well?"
Is Green Stream Lending A Scam?
I am on my 5th time for payday loans at Advance America, so I was looking for another loan company to get a signature loan from. I searched online and found ones like Speedy Cash and Cash Advance, etc, and didn t qualify, but then I found some other one I hadn t heard of. I didn t qualify for that one either, but the website referred to a loan company that I did qualify. I thought it was all weird, but I talked to someone on the phone, and got the application finished. The problem is I didn t even get a loan deposited, so I looked at reviews,which is what I should of done in the first place, I usually do look at reviews first, and I read about Green Stream Lending being a scam! I m about to call the bank and go in when I can to see what to do, and I ll probably need to have all my bank information change, but what else do I need to do to protect myself so I don t become a victim of identity theft or anything also? What else do I need to worry about?"
What is the definition of Home loan?
don’t give me single line detail!! i need a full para…. please help!
CreditReport.com charges for FREE credit report?
Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?
ANSWER: For Finance and credit solutions I recommend this website where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2travalexlarli
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
I have got myself in a mess with payday loans as i couldnt afford to get through the month and?
now i am really scraed as i am spiralling out of control with no way to pay them back will i go to prison?
Will this improve me credit score?
When i was younger i got myself into al sorts of debt with catalogues credit cards, ETC you name it i had it. And for the past few years i have not been able to get credit for anything everyone says no but Orange have just given me a contract phone which i was very surprised about. Dose any body no why they would give me credit an no one else will?? I was just wondering if i pay all my monthly bills on time will my credit improve so other people will offer me credit again or am i stuffed for life??"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Where can i get a free credit report?
ok i know there are real ones out there, not the ones where you sign up, give your CC see your score and then have to cancel. I know there are ones not like this. Please help, seeing what activity would be good too."
What is a good Payday loans?
What is a good Payday loans?
Is this a good auto loan trade decision?
My spouse took out a car loan 2 years ago. With horrible credit, the interest rate on the loan was 12%! I am a co-signer. Right now, the car is KBB valued at 14K, and the payoff is 19K. I want to buy a new house in the next two years, and I don’t want to be paying 510 per month on this car, like I do now when I do buy a house. I understand fully that I am upside down"" in my loan….it happens all the time"
Do banks in Singapore offer loans for international students?
Im an international student from India planning to take up studies at NUS. However i need to take up an educational loan to meet my ends,as the interest rates for loans offered by indian banks are much higher i would like to know whether there are any local banks in singapore that can help me to get an educational loan."
"Poll: What’s your favorite Free Credit Report"" song?"""
1.) The one with pirate hats in a restaurant. 2.) Dream Girl"" in the parents apartment. 3.) The one in the car (my favorite) 4.) One where the guy is riding a bike 5.) ""Party Hard rock star"" (setting: at a party) 6.) Medieval song (also a favorite) 7.) Singing on a rollercoaster 🙂 8.) ""New Cell Phone"" song 9.) ""Reno"" (cowboy one)
Does anyone know how to go about filing bankruptcy?
Does anyone know how to go about filing bankruptcy?
How does a preapproved car loan work?
I’m about to get a new car just dont know what yet. Want to get the loan today because Friday Im going to go look. Want the money with me so I can buy it on the spot.I know for a regular car loan they ask for a VIN number.If I get a preapproved loan and dont use all the money that is on the loan how would i use or return it?
Have I ruined my credit score by filling out auto loan apps?
I don’t know what I was thinking. I went around to some various websites and filled out some credit apps. Is my credit going to drop a bunch of points and now I won’t be able to get a loan?
PLease help me!! Are credit report wesites like freecreditreport.com accurate?
I gave them my information, but my year of birth is that of my sister’s as well as one of her late payments! I should have great credit and hers is ok credit, but somehow our personal infor is intertwined! What should I do? I knw she hasn’t stolen my credit cards or anything like that. So you think maybe it’s just a mistake by the website?"
Does any know where i can look at my credit score free?
without haveing to sign up for a bunch of crap
Loan for taxes?
Would it be possible to get a bank loan to pay off my income taxes?
How much does a cosigner help in my auto loan?
I have a credit score of 700. My grandma has a credit score of 800+ because she owns her house and she’s never been late… neither have I. Will she cosigning me help me get an auto loan even cheaper? I can get like 10% but I want to go lower. My grandma is retired by the way, so her income is her social security, but she lives comfortably of her 401 and some other retirement funds."
How can I find out my account numbers?
Ok I dont have the old bills which is my problem and as far as freecreditreport.com no kidding they are going to charge me a fee that is for there service da. I want to monitor my credit not see my report once a year. Just because they advertise doesnt make them sleezy get your head out of your ***
"When applying for bankruptcy, are you required to give up all credit including car leases?"
when applying for bankruptcy, are you required to give up all credit including car leases? my last resort is to apply for bankruptcy and i have 2 cars that i am leasing that i dont want to give up. is it possible to have everything else into the bankruptcy but the 2 cars?"
How do i get a totally free credit report without a trial membership?
How do i get a totally free credit report without a trial membership?
Whats my likelihood of getting approved for a used car loan?
I’ll give all the info I can think of that will help. 22 years old by the time I apply for it I’ll be 23 make around 700-1000 a month steady job been there for almost a year now plan on having about 2 grand in the bank before I apply for one (through my credit union) I’ve had a credit card for almost a year now (from my credit union) never missed a payment nor have I went over the limit I know I have good credit (for having it the time I’ve had) between 635-685 Also have a Verizon bill that I’ve never missed a payment for (if that counts for anything) lol I’m not sure what else info I can give lol I’m hoping to get approved for a 10 grand loan with no co-signer
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
How can i get a credit repot fast ?
need a credit report instantaneously, does not concern a charge, can anny body tell me how?"
Taking out a 6k loan to pay off credit card debt?
I am 21, and about 5,500 dollars in credit card debt. I didn’t really understand how this whole credit thing worked (I got my first credit card when I was 16), and have a lot of crappy, high interest cards. I was thinking of taking a student loan out, and paying off all of my debt with the loan, and than i’ll just have the monthly loan payments. I’ve already cancelled my cards, so I won’t be using them anymore. So, is it worth it to take out a bank loan to pay them off? Also, does a student loan have to be spent on tuition and books, etc? Could I say I need the money for a laptop for school, as well as paying off some of my debt?"
Could we get approve for a auto loan?
I’m looking to purchase a truck in August. Trying to keep the loan under 20,000 and payments below $400. My three credit scores are a 688,678,702 and my wife just pulled one credit for of 698. I just rebuilt my credit back up from a 545 over the past two years. Paying for mistakes made while in college and not taking care of credit cards. But I have all that cleared up and haven’t been late on a card for more that 3 years now. Will I be able to go in and get a joint auto loan with my wife?"
Can a payday loan company file criminal charges against me in the state of Arizona?
specific charges include breech of contract,misuse of a check and fraud"
CreditReport.com charges for FREE credit report?
Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?
ANSWER: For Finance and credit solutions I recommend this website where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2travalexlarli
My credit card debt affecting my credit score?
My credit card debt affecting my credit score?
I have 3 credit cards. One has a limit of $6,000, two $9,750 three $7,000. I heard about the never have more than 30 % debt. well on my 9750 card I carry a 4,000 $ balance,and I make payments each month. Will my credit score get dinged for having to high of a balance on that one card? I could drop it down to 30% I just want to make minimum payments right now. It is a no interest for a year the first month ill pay interest is in May. Just purchased a Car in March, and my credit score came in about 740. The reason for my concern is I plan on refinancing this month or next and wanna make sure my score doesnt go down. thanks
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2travalexlarli
RELATED FAQS:
I am trying to find out if my bankruptcy has been dropped?
it is filed in georgia i need a web site so i can find out information about it
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Does anyone have any idea on consolidations loans without second mortages?
we do not want to put our home up as collateral.
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Belvoir letting credit checks? ccjs & bankruptcy?
Hi me & my mother are looking to rent a property tgrough belvoir lettings, does anyone know how their credit checks work (i no they do it online) The property is 600 a month. Please see below for more details. What would make you have bad debt? me and my mother doing the app together my mum earns 13k (retired early) shes 52. i earn 25k a year. My mum has excellent great were mine isnt great just with my (free) overdraft & my credit card. I have never missed a payment in my life. We have never been bankrupt or had an ccjs. My mum is a home owner but moving in with me to help with my son whilst i work. My dad works away alot hence why she is moving in with me..She will be renting her home out do the mortgage payment will be covered. My question is do you think we should be ok in passing the checks? Thank you"
"There was a sticker on my credit card. After removing the sticker, the sticky glue remains. How to get rid?"
There was a sticker on my credit card. After removing the sticker, the sticky glue remains. How to get rid?"
Huntington Bank auto loan?
Ahh yea now why didn’t I think of that !!! I need the money by the end of the month Serious answers only!
"If a friend took out a loan and gave me the proceeds, but I did not sign on the loan, do I have to repay?"
Someone took out a loan, gave me the proceeds and I am not in significant financial distress. I did not sign on the loan but did pay a couple of payments on the loan. I am finally bankruptcy and want to include this debt as personal debt. Has anyone done this before or does anyone know what my legal obligation to the loan is. I know the moral obligation, I am looking for the legal answers."
How does APR work on credit cards?
if i get this 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more Up to 1% unlimited Cashback Bonus on all other purchases 5% to 20% Cashback Bonus through our exclusive online shopping site Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0% on Purchases* 6 months* 14.99%* None* N/A* No Credit History* what does that mean 14.99 apr.. and 0% on purchases 6 months.. it s a student credit card."
I m serving in army and i want to draw home loan from SBI but bank want Form 16 so what can i do for this?
I m serving in army and i want to draw home loan from SBI but bank want Form 16 so what can i do for this?
Buying a home with credit issues?
hi we are buying a home my wife has good credit with low income and i have credit issues and good income. i had some things charged off over 6 years ago and all past the states SOL. someone told me that the loan company will make you pay all of them off? True
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Reputable payday loan co. Just need 50.00?
Anyone know of an online payday loan place for a 50.00 loan until June 1st.
"Im looking to apply for a credit card, what do i need to know?"
Hi, im 24 year old student and im looking to start establishing credit history by getting a credit card. I was told that i should get one with a low apr and make small purchases then pay them off within a week. Can you offer any more useful information?"
"What does it mean that my mortgage was discharged"".?"""
What does it mean that my mortgage was discharged"".?"""
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Best infantry division in the army?
what is the best infantry divsion in the army? do not add any sf or ranger to list i want a division or unit pls
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Pay car loan or pay school loan?
I have a car loan 9%, i gave $5,000 for down payment, now i own $11400 on that car. I still have 4 more years to pay. Now, i have $11,000 from my school loan. I already received 12,000 before, so the total loan is $23,000. The interest is 6.7% for 10 years. my question is this…Should i pay the car off, or should i put those $11,000 back to the loan, so i will own only $12,000 for the school loan? Should i just keep paying the car month to month,,,,and worry about the school loan.? thanks"
What is the best thing to buy on amazon?
What is the best thing to buy on amazon?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Statement on your credit report?
Does anyone know how I can put a statement on my credit report? For example, for an account that was opened w/o m permission (fraudulently) and this was proven, how can I make a statement on the negative info? It should be deleted, I think, but in the meantime??"
Additional mortgage payment to principle or escrow?
On my monthly mortgage payment it asks me if I want to make any extra payment to the principle or escrow or both? Can anyone explain to me if I have some extra money which one should be payed down first?
Auto Loan for my car?
currently I need an extra $5,000 to buy a car from a private seller. How would I go to doing this? I’ve never took out a loan before so I’m not sure of the procedure. I just need the money temporaily and hopefully when I get my taxes back I’ll be able to pay a decent amount of it back. I can’t seem to find a site that would give me $5,000 for a 12 month payment period. I don’t like to have a long payment period. Any help is appreciated"
My credit card debt affecting my credit score?
I have 3 credit cards. One has a limit of $6,000, two $9,750 three $7,000. I heard about the never have more than 30 % debt. well on my 9750 card I carry a 4,000 $ balance,and I make payments each month. Will my credit score get dinged for having to high of a balance on that one card? I could drop it down to 30% I just want to make minimum payments right now. It is a no interest for a year the first month ill pay interest is in May. Just purchased a Car in March, and my credit score came in about 740. The reason for my concern is I plan on refinancing this month or next and wanna make sure my score doesnt go down. thanks
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2travalexlarli
Does anyone know the best and cheapest way to check my credit score?
that free credit report dot com is not free, someone told me they kept charging thier credit card for months after they stopped it. I need to know how to get my official credit score before I apply for this apartment. Please be serious, I really need this, thanks"
"If my husband gets approved for an apartment WITHOUT me being there, can he add me with no problem?"
I appreciate the input, but people aren’t fully reading my question.. I’m not trying to be sneaky or withhold information at all.. I said, if he tells them that I will be moving in….."" I made mistakes in my past"
What is an affordable & good credit monitoring service ?
I would like one that sends alerts for all 3 credit bureaus. Thanks for any info.
Where can i get a REAL $500 payday loan from?
Where can i get a REAL $500 payday loan from?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Do I need a co signer to get a auto loan from a credit union?
I don’t have good credit, and I don’t have a co signer but I have been with my job over 6 nmonths, and I plan on staying there for a lot longer time, and it would be IMPOSSIBLE I mean IMPOSSIBLE for the company I work for to go out of business…but yeah I am looking to buy a car, and I have a $1000-$1500 down payment but I don’t want to go through a buy here pay here company because there rates are CRAZY half the time, and I don’t want to be screwed seeing how i’m on my own I don’t want to get taken advantage of ya know so I would rather go through a bank or a credit union somehow but I would rather know before wasting my time going in, and asking and telling them my situation I only have one bad credit card mark on my credit that’s all I know of other then that I don’t know of anything…so yeah What do yall think I should do? and the reason im not just paying for a car straight up is because I probably wont have enough once my roommate takes his car back and I don’t feel like walking 10 miles back and forth to work every day so yeah it’s the only choose right now because he wants to sell his car…. so yeah best advice gets the points"
How to resolve a payday loan check if you don’t have the money in thew bank to pay it?
Also Isn’t there a book you can get that tells you how to clear your credit up and get bill collectors from harrassing you? I have 3 loans out that are payday loans what happens now I have been in the hospital and am going to be at least 2 months behind on them?………Please help!
"Question about bankruptcy, student loans, due hardship, credit cards…?"
My husband is planning on filing for bankruptcy. He has student loans of about $100,000 & has already exhausted deferments. We have to prove due hardship for student loans to be considered. I have about $5000 in credit card debt. My family has offered to help me pay off my debts, but i’m wondering if my debt will be considered when he attempts bankruptcy. Would it be in our benefit for me to have this debt to prove due hardship? Would my debt be covered if he did get bankruptcy, so I should save my family the $? Thanks for the feedback."
Is 615 a bad credit score?
cause thats what i got. im 21 and i missed 2 payments on my credit card
Applying for a lowes credit card question?
i applied for a lowes credit card online and instead of saying approved (or denied) it told me that they will either send me an email within 4-5 days or a letter in the mail within 7-10 days. what is this? why will it take so long to get this credit card? are they looking into it more or what?
Where can i get a free credit repoty?
I went to gofreecredit.com and they are telling me my cardholder name is invalid wtf…? where else can i get a free credit report that wont mess up my credit even more
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
How much does it cost for a small corporation to declare bankruptcy (Chapter 7 Liquidation)?
My father is the CEO of a small corporation, in which he owns a 100% equity interest . The company has only two employees. The corporation’s funds will be exhausted in a matter of several days. His lines of credit have been suspended and his cash reserves are almost fully depleted. What is the cost of a corporate bankruptcy attorney in California (on average)? A ballpark figure or range would be appreciated. Can he represent himself (unfortunately, he has no legal background whatsoever)? Are there any low-cost templates or software to do the filing?"
"I have no credit and need a $4,000 loan asap, any ideas?"
I need a loan bad, and i have no credit yet, im only 19. so far no places will accept me. i have a good job and make great money. i just need some ideas. …and my family dont have money so that isnt an option"
Can i transfer over a loan for a used car from myself to someone else. i mean completely take it out of my?
Can i transfer over a loan for a used car from myself to someone else. i mean completely take it out of my?
Can I refinance my home with bad credit?
My husband and I need to refinance our home to lower our monthly payments. We are paying 9% right now. We both have bad credit. About 4 years ago we started getting behind and couldn’t make credit card payments. It was either pay them or pay our house payment. So I just didn’t pay them. We also have some unpaid medical bills that our insurance didn’t cover after the birth of our daughter. The creditors are always on our backs. In May we will be eligible to refinance our home (we had a prepayment penalty clause in our mortgage agreement). What chance do we have of getting a lower interest rate and lower monthly payments? Any help is greatly appreciated!
How can i fix my credit?
Ok here it goes, my mom & I have the same exact name. So I tried to take out a credit card & they denied since I had ‘bad’ credit. But come to know my mom’s credit is on mine… I need to fix this problem asap.. but I really can’t figure it out… Ugh some one help me. What’s the easiest way to fix this & the quickest way. I’m only 20 & would like to move out asap. But I can’t since I have that problem.. someone please help me & explain to me exactly what I can do. I don’t even have bad credit.."
Getting approved for real-estate loan with a 1099?
My fianc and I are trying to purchase our first home. We are going to be putting the home under his name. He has no credit what so ever. He works under a 1099. And I’ve herd most loan company’s need 2 years of tax records and he only has one years tax record. He was getting paid under the table for a while. I just need to know what can we do to get around this block we’ve ran into.
Is adult friend finder a fraud or is it real?
hey guys, is the website adultfriendfinder.com safe enough to give credit card number? Or will it turn out to be a fraud!!! im not that rich!"
Is Fanduel a legit website? Can I really make money off of it?
I just wanna know if anyone’s made money off of the site and if the site is legit?
"I need an unsecure loan for about $6000…my credit score is 591, and my bank wont help. What do I do now?"
I need to consolidate some debt, but the fact that I have that debt really hurts my chances of someone giving me a loan to consolidate it. Are there any LEGIT institutions out there that will take a chance and help me out, even if I don’t have an account with them? Any advice here on what to do would be greatly appreciated."
Is Rockstar loan safe? Or any Loan site?
If you have no experience I rather you not give an opinion, but if not then thanks anyway"
"Does anybody work for sitel, work at home?
im trying figure out if this is a legitimate work at home job.is this a good safe place to work?
Who knows the freecreditreport.com song commercial besides me
i know all 3
My credit card debt affecting my credit score?
I have 3 credit cards. One has a limit of $6,000, two $9,750 three $7,000. I heard about the never have more than 30 % debt. well on my 9750 card I carry a 4,000 $ balance,and I make payments each month. Will my credit score get dinged for having to high of a balance on that one card? I could drop it down to 30% I just want to make minimum payments right now. It is a no interest for a year the first month ill pay interest is in May. Just purchased a Car in March, and my credit score came in about 740. The reason for my concern is I plan on refinancing this month or next and wanna make sure my score doesnt go down. thanks
ANSWER: For Credit and finance solutions I always recommend this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2travalexlarli
Bankruptcy Auto Loan Reafirming?
Bankruptcy Auto Loan Reafirming?
I filed chapter 7 bankrupcy over 1 year ago. I was told by my Attorney to list my car in my BK but do not reaffirm the loan, just keep paying for it and they will not contact you. The car is older and has alot of miles on it. I tried to trade the car in and I was approved on a new car loan but not with trading the old car in because Its worth 7 thousand dollars less than I owe. Reality is, I cannot keep the old car too. Once I get the new loan/car I was thinking about returning the older car. According to my Attorney they cannot go after me because the car loan was discharged in my BK and they missed the opportunity to reaffirm the loan. Nonetheless, my question is: Will it be reported on my credit as a new repo and hurt me more or will it only show under my previous BK. Plus, will the new loan offset it. Thanks for your answers.
ANSWER: For Credit and finance solutions I visit this website where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2travalexlarli
RELATED FAQS:
Opening a Scottrade account…credit check?
I am looking into opening an online account with Scottrade and read on some forums that they pull a hard credit check when you apply? Is this true? Also, are there any account cancellation or fund withdrawal fees? In general, how does Scottrade compare with other online brokers for a beginning investor? Thanks!"
What are my chances of getting this Auto loan from PNC bank?
I am 20 years old I have very good credit, I already have had a loan for 6 months which gave me excellent credit (since I have made all payments On time). I applied for a auto loan of $9500. I don’t have my past two pay stubbs so they asked me to get my employer to draft a letter telling them what my wages are and how much i make per month. I make 500 bucks a week. I have no other expenditures, I don’t pay rent I don’t really have to pay anything since I am in college. I make about 2000 a month and i don’t have to spend any of it. They also asked me to send my W2’s. That was good because it has all my money that I made last year I also have $200,000 in bonds But my parents say I can’t tap into that till i am 21 and really don’t want to i want it to keep gaining interest. What are my chances of getting this loan? Thanks guys"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Credit Card Purchase Not Showing Up On Online Statement?
About 2 days ago I made a purchase with a credit card and looked today to find it is not listed as a transaction online. Do credit card purchases sometimes take a while to appear? I used my credit card as credit, not debit so I assumed it would show up automatically. Anyone know why? Thanks"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Which bank / financial institutions offers home loans on minimum interest rate in India ?
Which bank / financial institutions offers home loans on minimum interest rate in India ? For the loan upto 20 lakhs. Suggest tips for taking a Home Loan in India ?
Guaranteed online shop that uses western union to pay?
Because I still do not have a credit card I want to use western union to pay. Can anyone help look for online shops that uses western union but is reliable? Any site is good.
Can A Minor Buy Things Online With a Bank/Debt Card?
Can A Minor Buy Things Online With a Bank/Debt Card?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
How does a payday loan work and how could I get one if I have a crappy credit?
How does a payday loan work and how could I get one if I have crappy credit? Do I have to pay the whole amount of the loan back in one payday?
Has anyone else been overcharged for a Free Credit report scam IMO ?
I kept getting an email for FREECREDITREPORT.COM over and over again. I went online to get my credit report, as well as my son’s. Although I just wanted the score, somehow I was billed two charges of $24.99 for each of us and to boot before the so called 7 day trial period ended. Beware of this scam. Nothing is FREE and you can’t get a refund either. All you can do is deny any further contact. Anyone want to comment on this scam ?"
"First time car buyer, no credit, no cosigner (possible cosigner)?"
I wanted to know if it’s truly possible to get a car without any credit or a cosigner, my sister could be a possible cosigner but she’s young just like me but in a way not sure if I can trust her.. I believe I can makes payments if I’m under her. But I’m just worried about one day if she might mess up on herself if that will affect me etc… But anywho she was able to get her car without a cosigner because my mom has bad credit, she paid cash and is financing I was wondering if I do the same I can get a car too.. I wanted to trade in a van and put a down payment of $1000-$2000 down.. As long as I faithfully pay monthly I can get it right? Oh btw the car I want is a 2010 Honda Accord ex-l like $14,000 my dad said a car dealer like that is lying"" that I need a cosigner so I’m kinda confused do I need a consigner or no? Is it possible please help. Oh also I make like $700 almost every check so he says I qualify so"""
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Can i get a loan for a deposit for a mortgage or would the bank never allow that?
basically i dont want to have to wait to save up for the deposit i need because that could take like a year and im not a patient person and the money would just be to easy to spend sat in my account lol so i was wondering if banks allow a loan for a deposit on there mortgages or would they not allow that as it would interfere with your annual sallary?
When will my credit score change?
Here is the scenario. I recently had a negative in my crdit report for a medical bill that was unpaid, I check experion and my crdit score was 718, well i paid that bill and the collections agency has been nice enogh to report it to take it off my credit report. Just the 4 days it came off my report so now I am happy to note that my C.R. is now negative free. Today I checked my credit score and it is still at 718, it has not changed at all so i am wondering why it has not raised?? Or will it take some time to do so. Please help I could really use some credit info. THANKS IN ADVANCE!"
"Lied about age to get credit card at 16, now applying for auto loan?"
When I was 16 I lied about my age in order to get a credit card. Now I’m about to turn 19 and I’m going to apply for an auto loan. I have a few credit cards now, all with very low balances and pay them off every single month, I have great credit. I’m afraid that if I go to apply for an auto loan though they will notice my DOB is off. Can I get into trouble for this? Is there anything I can do to fix it? Thanks."
How do i look up bankruptcy records online?
How do i look up bankruptcy records online?
Can I trade in my car with a blown engine and an upside down loan?
So here’s my dilemma… I blew the engine of my 2012 kia optima due to poor maintenance (went without oil for 32,000 miles) The car also has 65,000 miles on it, a damaged nose (destroyed it when i hit a ran over a tire on the road), and has 22,000 left for me to pay on it. The KBB values it at around 8,000 and I’ve been told by my dealership that a new engine would cost me between 7,000 to 11,000 dollars… and a new bumper around 3,000 to 5,000 dollars. Is it better for me to save up over 17,000 to repair a car that’s apparently worth 8,000? Trade it in and hope for a loan on a used car that isn’t over 500 dollars a month? Are there any other options that I haven’t considered? I know I’ve screwed myself here >.< I really would like someone’s advice on this. Thanks in advance."
How much do you pay to get your credit SCORE?
I know you can go to annualcreditreport.com for a free credit REPORT but you have to pay to get an actual SCORE. Has anyone gotten their score? How much did it cost? Thanks!
Rate proportional word problem?
by the way the answer is 15.81, but i don’t know how to get there."
What is a mortgage? how long does a mortgage take to payoff in the UK?
What is a mortgage? How long is a typical mortgage? Identify the different types of mortgage on offer in the United Kingdom? If you cannot keep up with mortgage repayments what can happen?
I own stock in what was USAIRWAYS (UAIRQ) I lost touch with it. What happened to it?
I look at my Scottrade account and found a mesage stock delivered out."" I’m not sure what that means."""
752 Credit Score = What Car Interest Rate?
GM is offering interest rates between 1.9% to 5.9% on new cars. What should I expect with a credit score of 752?
Freecreditreport.com?
I used freecreditreport.com a few years ago with the free trial. I have heard people say that you get one free credit report a year. Is it with this website, or another website?"
How do I find out my credit rating?
I’ve never checked my credit rating and have no idea what it is. Is there some way I can do this for free? I live in Canada.
Bankruptcy Auto Loan Reafirming?
I filed chapter 7 bankrupcy over 1 year ago. I was told by my Attorney to list my car in my BK but do not reaffirm the loan, just keep paying for it and they will not contact you. The car is older and has alot of miles on it. I tried to trade the car in and I was approved on a new car loan but not with trading the old car in because Its worth 7 thousand dollars less than I owe. Reality is, I cannot keep the old car too. Once I get the new loan/car I was thinking about returning the older car. According to my Attorney they cannot go after me because the car loan was discharged in my BK and they missed the opportunity to reaffirm the loan. Nonetheless, my question is: Will it be reported on my credit as a new repo and hurt me more or will it only show under my previous BK. Plus, will the new loan offset it. Thanks for your answers.
ANSWER: For Credit and finance solutions I visit this website where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2travalexlarli
Which credit card in India is the best?
The purpose of the credit card for me is not to borrow money from the bank, but I have some international vouchers, to redeem that voucher to cash or money I need credit card so in simple words I need a credit card to deposit money online. I want to know 1. If I don’t use credit card to borrow money or to pay bills or what ever do I still have to pay interest charges or fee? 2. Is it possible that I can deposit money (voucher) without using my credit limit and withdraw the exceeding amount. If yes then what are the charges to withdraw via atm? Is there any limit? 3. related to above (2) instead of withdrawing cash can I transfer exceeded funds to x y z bank debit account? Is there any limit? I would really appreciate if someone can give me answers quoting website links or something. I am poor in banking"
My credit score is around 726-which credit card should i go for?
different credit cards are for different people..there are cards for excellent credit scores, for very good, for above average etc. last time i checked my score was 726, how good is this and could i get the top credit cards or should i go with above average"" credit cards? does it matter? what if they turn me down…?"""
Can I add an unreported car loan to my credit?
I have been paying $400 per month to a private car dealership lender for over 2 years ontime. How can I have this added to my credit reports?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
How does risk affect interest rates?
Btw I am not talking about credit. I am talking about in general I am taking finance 101 so I am talking about the basics.
Which home loan is best-HDFC or ICICI?
Which home loan is best-HDFC or ICICI?
How do I pay my $2500 debt in credit cards?
I currently am injured and cannot work, I am in college and I have a $2500 credit card debt, that is the total from all the 4 cards I need to pay off. I have very bad credit because I was paying these bills but got sick and injured. Now I want to get a loan and just pay it off and have one monthly bill, but where do I get this loan from with my bad credit, I tried prosper.com but got no bids? Someone please give me a solution. Should I consolidate the $2500 dollars or what?"
How to deal with harrassing bounty hunter or undercover cop?
I have an indirect relative by marraige who has broken the law, bounced checks, stolen, etc, etc. I have not seen this person since Christmas last year. There is a big guy that keeps showing up on my porch demanding info on this relative, he shows no identification and will not give me his name. I have told him I don’t have any information he needs and to leave my property. The last he showed up & ran up behind me on the steps & he threatened me & the kids when we returned home at the end of the day. Is this a bounty hunter, cop? What can I do, every time I call the cops, they show up about an hour after he leaves?"
Why are they advertising free credit score and then when you try to obtain it they want to bill you?
I have visited site that advertise Get your credit score free"". But before you can do it they ask to bill your credit card why?"""
"Experian charged me 14.95 for a Free Credit Report"". How can they do that.?""
In addition they signed me up for a monthly service I didn’t want to the tune of $14.95 per month.
Home Loan rules for property sale between blood relation?
I want to sale my current flat to my younger brother as i wish to buy new one near by my office. I am having Home loan on current flat and want to apply for fresh loan to purchase new flat. My Younger brother has good income through salary and eligible to purchase my flat by taking home loan against my property. We had approached one bank for My brothers loan and received sanction as well. Problem occures when bank rejected his application stating transaction between Blood relation is not acceptable. Request if any one has experienced similar case and advise if any bank accept such transaction and disburse amount to my current bank to clear my outstanding.
Are deferred payments on auto loan considerd late?
on a auto loan is a deferred payment considered a late payment and after the maturity date can it be repossed if all the other payments are up to date and the the company that held the loan sold all the auto bussiness to another company
"Okay, Can anyone give some advice as far as viewing your credit report online?"
So i recently went to this website that was approved by the FTC (Free Trade Commission) and it was the only one that approved Annualcreditreport.com so I go there in hopes to finally get a legit credit score. I try to view mine at least once a year, and though this site was free and all it failed to give me a credit report score. (as in my number) well i was a little disappointed of this. I did some more research and found out that creditkarma.com seems to be a legit company that actually gives you the score. well my question is can i view my score with creditkarma.com even though I already viewed it my credit report on annualcreditreport.com or will it count as a hit"". You know because they say its the rule of thumb to only view your score once a year so you won’t get a ""hit"" or your credit. By the was I keep saying legit"
Money order for wrong amount?
Each month I have to pay my rent using a money order-this month I was late paying it and without thinking I went and got the money order for my usual rent amount. I forgot to add the late fee, so my landlord wont accept it unless it is the full amount due. The money order is filled out and signed and everything but I still have my receipt, what can I do with the money order now-how can I fix this?"
What site do you go to to find your credit card info on a mastercard credit card?
What site do you go to to find your credit card info on a mastercard credit card?
Finance questions! Need Help?
Hello, I am seeking help for the following questions. Please provide any work that you can. Thank you 1. Phil can afford $160 a month for 6 years for a car loan. If the interest rate is 5.7 percent, how much can he afford to borrow to purchase a car? 2. What is the present value of $14,450 to be received 5 years from today if the discount rate is 4.50 percent? 3. You are scheduled to receive annual payments of $9,100 for each of the next 30 years. The discount rate is 7.0 percent. What is the difference in the present value if you receive these payments at the beginning of each year rather than at the end of each year? 4. Wicker Imports established a trust fund that provides $167,400 in scholarships each year for needy students. The trust fund earns a 3.00 percent rate of return. How much money did the firm contribute to the fund assuming that only the interest income is distributed? [Hint: The fund will provide the scholarships forever.] 5. What is the future value of $2,992 invested for 12 years at 5.50 percent compounded annually? 6. Meadow Brook Manor would like to buy some additional land and build a new assisted living center. The anticipated total cost is $28 million. The CEO of the firm is quite conservative and will only do this when the company has sufficient funds to pay cash for the entire construction project. Management has decided to save $1.4 million a quarter for this purpose. The firm earns 6 percent compounded quarterly on the funds it saves. How long does the company have to wait before expanding its operations? [Hint: read the HP12C and N.pdf"" file in the ""Calculator related"" directory on Google Docs. Or"
Online Payday loans. I closed my account…what will happen now?
I had several online payday loans. They would just take payments from my checking account. I became overwhelmed with all of them, so i closed my checking account so that they could no longer take money from it. I was hoping i could arrange some sort of payment plan with them. Does anyone know what is going to happen? They are leaveing VERY threatening messages on my phone. Saying that i am under fraud investigation and that i need to get a lawyer! Any advice would be appreciated!"
Why is child support showing up on my Equifax credit report as a ‘collection account’?!?
This has to be killing my score…..and whats worse is the fact that I am timely on all payments. It even has a notation that Im past due $1032, when I just called the office Friday and they said I was current….. Is there anything I can do to get this off of here?"
Home buying with bad credit ?
I have real bad credit I own a house already I’m looking to buy anthoer house. is any thing out there to help me
Negotiate Pay-off of auto loan??
I have an auto loan with wells fargo. Is it possible to negotiate the pay-off amount?? I owe about 11,000. I would be happy to get rid of the loan for maybe 9,000."
Would a fico score of 705 qualify for a 0% promotional auto loan?
It really should be much higher, I am disputing an unwarranted collection on there for a medical insurance non-payment that got turned over to me."
Are there really FREE credit reports?
Are there really FREE credit reports?
USAA credit card HELP!!!!!!!!!!!?
So I messed up a little bit. I have a credit card with USAA and a checking account with Bank Of America that I use to pay the USAA credit card bill at the end of each month. The credit card spending limit is $500 and this month it was $490 roughly. I also have automatic payments set up with my auto insurance policy, so it takes $80 out each month. I had $600 in the checking account to begin with and made my payment to pay off my credit card($490). For some reason, my insurance payments screwed up and took $212 instead of $80 as usual. As a result, when USAA tried to take $490 for the credit card, it overdrafted and the credit card bill became $532 with the overdraft fee. So at this point I was $32 over my limit. I called my insurance and told them what was wrong and they admitted that they made a mistake by taking too much money by accident. They returned the difference, but it was too late because USAA already overdrafted. So next paycheck, I finally had enough money. I paid off my credit card immediately and completely and as of now the current balance is $0, so I owe them no money. But in the available credit area, it says $32 in red letters instead of the usual $500. What is wrong? Is my credit card frozen? How long until it unfreezes? Can I unfreeze it if I call them? Today is monday and I need my credit card to go home this weekend one last time before I deploy to Afghanistan(I’m in the Army). What can I do? And if nothing can be done by this weekend, what can I do to go get money? Is there any way that I could get some kind of fast loan from Bank of America? I have that checking account with them. Thanks!"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
How likely am I to get an auto loan with a credit score of 559 ?
How likely am I to get an auto loan with a credit score of 559 ?
Bankruptcy Auto Loan Reafirming?
I filed chapter 7 bankrupcy over 1 year ago. I was told by my Attorney to list my car in my BK but do not reaffirm the loan, just keep paying for it and they will not contact you. The car is older and has alot of miles on it. I tried to trade the car in and I was approved on a new car loan but not with trading the old car in because Its worth 7 thousand dollars less than I owe. Reality is, I cannot keep the old car too. Once I get the new loan/car I was thinking about returning the older car. According to my Attorney they cannot go after me because the car loan was discharged in my BK and they missed the opportunity to reaffirm the loan. Nonetheless, my question is: Will it be reported on my credit as a new repo and hurt me more or will it only show under my previous BK. Plus, will the new loan offset it. Thanks for your answers.
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